• Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

    Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff,Billee Silva, PA, ABR SRS

    Mortgage rates are still a hot topic, and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%). While that may not sound like

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  • The Truth About Down Payments (It’s Not What You Think)

    The Truth About Down Payments (It’s Not What You Think),Billee Silva, PA, ABR SRS

    Myth 3: “I have to do it all on my own.” This is one of the biggest myths of all. The reality is, there are thousands of down payment assistance programs out there, and the same poll from Morning Consult and NeighborWorks shows 39% of people don’t even know about them. That means a lot of potential

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  • Understanding the True Cost of Homeownership Before You Close

    Understanding the True Cost of Homeownership Before You Close,Billee Silva, PA, ABR SRS

    If you're planning to buy a home, you're probably already thinking about your monthly mortgage payment. But before you get the keys, there are several upfront costs you'll need to be ready for. Some are expected, like your down payment, but others often catch first-time buyers off guard. Let’s break

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  • Is a Newly Built Home the Right Choice for You in Today’s Market?

    Is a Newly Built Home the Right Choice for You in Today’s Market?,Billee Silva, PA, ABR SRS

    Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why. There are more brand-new homes available right now than th

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