• New FinCEN Real Estate Rule (2026): What Buyers and Sellers Need to Know

      New FinCEN Real Estate Rule (2026): What Buyers and Sellers Need to Know,Billee Silva, PA, ABR SRS

    How the FinCEN Rule Affects Home Sellers Sellers do not have new reporting requirements, but the rule can still affect the transaction process. Closing timelines may require additional documentation If a buyer is purchasing through an LLC or trust and paying cash, the closing professional must colle

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  • Understanding the Difference Between a Warranty Deed and a Quitclaim Deed

    Understanding the Difference Between a Warranty Deed and a Quitclaim Deed,Billee Silva, PA, ABR SRS

    n Florida, most traditional real estate transactions use a warranty deed because it ensures clear and marketable title for the buyer. This is also the deed type your title company or attorney typically prepares when you purchase a home through a standard sale. Key benefits of a Warranty Deed: Guaran

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  • Title Insurance When Refinancing Your Loan

    Title Insurance When Refinancing Your Loan,Billee Silva, PA, ABR SRS

    Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, including service fees, points, title insuranc

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  • Statements of Information

    Statements of Information,Billee Silva, PA, ABR SRS

    What’s in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, “Quite a bit.” Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of real property from others with similar names. Afte

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