• Understanding Home Insurance: Everything You Need to Know

    Understanding Home Insurance: Everything You Need to Know,Billee Silva, PA, ABR SRS

    Understanding homeowners insurance is essential for anyone looking to purchase a home. Start looking at policies early, a real estate agent who is a REALTOR® can help guide you through the process. Here’s what you need to know about protecting your most significant investment. What is Home Insurance

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  • Home Prices: The Truth, the Trends, and What It Means for You

    Home Prices: The Truth, the Trends, and What It Means for You,Billee Silva, PA, ABR SRS

    There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. And spoiler alert – it’s not a crash. Yes, in some local markets, p

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  • 6 Must-Know Tips Before Buying a Home

    6 Must-Know Tips Before Buying a Home,Billee Silva, PA, ABR SRS

    1. Keep Your Money Where It Is Did you know even a slight dip in your credit score could significantly increase your monthly mortgage payments? To avoid this, refrain from making large purchases or moving money around three to six months before buying a property. Any major financial activity could n

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  • 5 MORTGAGE QUESTIONS HOME BUYERS ALWAYS ASK-ANSWERED

    5 MORTGAGE QUESTIONS  HOME BUYERS ALWAYS ASK-ANSWERED,Billee Silva, PA, ABR SRS

    Is a 20% down payment always necessary? The common recommendation is to put down 20%, but there are alternatives for those without the full amount. One option is a Federal Housing Administration (FHA) loan, allowing borrowers to make a down payment as low as 3.5%, provided they meet specific criteri

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