If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why? The answer is complicated because there’s a lot that can influence mortgage r

As the year draws to a close, prospective homebuyers are experiencing a welcome trend in the housing market—falling borrowing costs. For the fifth consecutive week, mortgage rates have been on a downward trajectory, and experts anticipate this trend to persist until the end of the year. The holiday

Minor fluctuations in your credit score can have a substantial impact on your mortgage interest rate and approval when buying a home. To ensure a smooth closing, it's essential to maintain financial stability and avoid actions that can negatively impact your credit or change your financial situation

As a potential home buyer, understanding your loan options is a crucial step in the process. A mortgage is a significant financial commitment, and not all loans are created equal. Knowing the types of loans available to you can help you make the best decision for your unique situation. In this blog,