Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial institutions know - you better know about lende

Too many consumers think they can't buy a home because they don't have the cash to put 20 percent down on the mortgage. The following are four mortgage options that don't require large down payments. 1. Fannie Mae's 3-Percent-Down Mortgage This loan is a brilliant alternative to the FHA-backed loan.