• What is a Short Sale?

    What is a Short Sale?,Billee Silva, PA, ABR SRS

    An increase in foreclosure rates will inevitably bring with it an increase in short sales. But what is a short sale? A short sale happens when you sell your house for less than your remaining mortgage balance, the proceeds of which go to the lender and in return the lender forgives the remaining bal

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  • The Biweekly Mortgage - Who Needs It?

    The Biweekly Mortgage - Who Needs It?,Billee Silva, PA, ABR SRS

    Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping up with troublesome regularity. The ads promot

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  • Which ARM is the best alternative?

    Which ARM is the best alternative?,Billee Silva, PA, ABR SRS

    How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not have to document your income, savings history,

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  • Teeing Off in Paradise: Golfing Communities in Southwest Florida

    Teeing Off in Paradise: Golfing Communities in Southwest Florida,Billee Silva, PA, ABR SRS

    Southwest Florida is not just a haven for beautiful beaches and sunshine; it's also a paradise for golf enthusiasts. With an abundance of championship courses and luxurious amenities, the region boasts several premier golfing communities. Did you know that there are an estimated 150-plus golf course

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