• FHA Loans vs. Conventional Mortgages

     FHA Loans vs. Conventional Mortgages,Billee Silva, PA, ABR SRS

    Are you in the market to purchase a new home? If so, you may be wondering what type of mortgage is right for you. Two popular options are FHA loans and conventional mortgages. In this blog, we will discuss the differences between these two options and help you determine which one is the best fit for

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  • UNDERSTANDING YOUR CREDIT SCORE

    UNDERSTANDING YOUR CREDIT SCORE,Billee Silva, PA, ABR SRS

    The first step to buying a home, even if you need to sell your current home first, is getting a clear picture of your finances, fixing any problems with your credit that might hurt your changes of getting a loan and then seeing a lender. HOW YOUR CREDIT SCORE IS COMPILED The Fair Isaac Corporation (

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  • Why Avoid Major Credit Purchases When Buying a Home

     Why Avoid Major Credit Purchases When Buying a Home,Billee Silva, PA, ABR SRS

    In the exciting journey of buying a home, your financial decisions play a pivotal role in securing your dream property. As an experienced realtor, I've witnessed many buyers eager to make major credit purchases before or during their home-buying process, often unaware of the significant impact it ca

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  • Have These Items Ready When You Apply For a Loan

    Have These Items Ready When You Apply For a Loan,Billee Silva, PA, ABR SRS

    Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly so alternate documentation

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