In the real estate world, the distinction between a second home and an investment property is crucial for all property owners. Clarifying these differences is essential for navigating mortgage lenders' guidelines, IRS regulations, and Condo/Homeowners Association rules. Let's break down what you nee

FHA loans, insured by the Federal Housing Administration, have long been a valuable option for homebuyers, especially those looking for more accessible financing solutions. Despite their popularity, several myths and misconceptions often surround FHA loans. Let’s separate fact from fiction to help y

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data. Here’s a quick overview of what’s happening with mortgage rates and what experts say is ahead. Economic Factors That Impact

If you’ve been thinking about buying a home, mortgage rates are probably top of mind for you. They may even be why you’ve put your plans on hold for now. When rates climbed near 8% last year, some home buyers found the numbers just didn’t make sense for their budget anymore. That may be the case for