• Thinking about an Adjustable-Rate Mortgage? Read This First.

    Thinking about an Adjustable-Rate Mortgage? Read This First.,Billee Silva, PA, ABR SRS

    If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate

    Read More
  • 6 Essential Tips for Choosing the Right Mortgage Lender

     6 Essential Tips for Choosing the Right Mortgage Lender,Billee Silva, PA, ABR SRS

    If you're buying a home, choosing the right mortgage lender is one of the most important decisions you'll make. A great lender can help you get approved faster, secure a competitive mortgage rate, and guide you through the process with less stress. But with so many mortgage lenders out there, how do

    Read More
  • Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

    Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff,Billee Silva, PA, ABR SRS

    Mortgage rates are still a hot topic, and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%). While that may not sound like

    Read More
  • 5 MORTGAGE QUESTIONS HOME BUYERS ALWAYS ASK-ANSWERED

    5 MORTGAGE QUESTIONS  HOME BUYERS ALWAYS ASK-ANSWERED,Billee Silva, PA, ABR SRS

    Is a 20% down payment always necessary? The common recommendation is to put down 20%, but there are alternatives for those without the full amount. One option is a Federal Housing Administration (FHA) loan, allowing borrowers to make a down payment as low as 3.5%, provided they meet specific criteri

    Read More